If you want to convert bitcoins to cash, one of the best ways is a bitcoin debit card. It gives you the option to withdraw some money at an ATM or use it for shopping. Most of the cards also have an option to receive a 1-3% crypto reward in tokens or in crypto on every purchase.
Bitcoin debit card is connecting the virtual and real world. By bringing together a widely accepted traditional form of payment in the online and offline space, and bitcoin, a new digital currency, the debit card comes to life. It is called a bitcoin debit card as an issuer lets you fund your card balance with bitcoin.
Please see our BTC debit card review below for more information about various card providers. There are many bitcoin-funded debit cards. Most of them are available internationally without geographical limits on residency or spending. Using a debit card is by far the easiest and fastest way to cash out bitcoins. You can access your bitcoins whenever you need them. We also use the recommended cards by ourselves.
Best Bitcoin Debit Cards
Crypto.com offers a Visa debit card that works like a charm (we use it every day). Launched in November 2018, the Crypto.com Visa Cards have grown to be the world’s most popular Visa Card program offering crypto rewards, available in 40 countries.
The only card that lets you spend the value of your digital assets while keeping their upside potential is finally here.
I you already use Binance for trading, this card might be the best for you, since it is cleverly integrated into the Binance account. You may earn up to 8% BNB cashback every time you make an eligible purchase, although for this you need to hold a lot of BNB’s. We use this card every day and it works like a charm. This Visa card is supported by Google Pay and Samsung Pay. See mor edetails and apply here.
Wirex Bitcoin Debit Card
Wirex, a UK-based company, offers physical contactless bitcoin debit card that works where VISA is accepted. Their prepaid bitcoin debit card is available right now for UK and EU residents. It is not available to residents of the United States. Wirex holds a UK Financial Conduct Authority e-money licence.
They offer a few debit-card versions and options. You can order plastic debit cards for fiat and crypto funds. Card nominations are USD, EUR, or GBP. All it takes is a valid email address and basic personal information to sign up. To get a card, you have to pass the verification procedure. Once you request your debit card, they will ship it to your home address.
You can fund your Wirex debit card through the website (fund it with £, $, €, bitcoin, litecoin, and other cryptos). There is no fee for withdrawing a bitcoin balance to your bitcoin debit card. It now also accepts BitGo instant service. The benefit is that a user can fund a card instantly without a need to wait for three confirmations when sending bitcoins to Wirex wallet from other exchanges. Also, get up to 1.5% back on all in-store purchases with their exclusive Cryptoback™ rewards program.
Ordering a Wirex card and corresponding currency account is free (your first card order). However, Wirex charges a nominal monthly fee for account maintenance ($1.50 or equivalent) and all sorts of other fees. The card has a $2.5 ATM withdrawal fee.
Cryptopay Virtual and Plastic Prepaid Card
Get a C.Pay debit card to use bitcoins for online and offline purchases. It seems that Cryptopay is mostly suitable for european and UK users, as you can choose between EUR and GBP debit card.
They offer a full-blown VISA debit card that you can instantly top up from your online account, loading is instantaneous, and a 1% load fee applies. Plastic cards cost 5 EUR/GBP. You can also transfer funds from your Cryptopay debit card back to your Cryptopay account (not everyone offers this!). What you may not like is that they charge 1 EUR/GBP monthly fee. Unverified users can not order any card. The card does not ship worldwide even when they claim so on the front page and you have to provide your phone number just to create an account. They are planning to offer a crypto savings account to earn up to 10% interest, paid out daily.
For a limited time the also offer free virtual Visa cards for online spending. Reduce your fees by 25% by registering with this invite.
Plutus: Rewarding Debit Card for Crypto Enthusiasts
First, open a free Plutus account, you can create it from anywhere in the UK or Europe (EEA). Do a quick account set up and pass KYC Verification (it is really fast). Transfer funds, pay, and track expenses. Load your contactless Visa card with either fiat or converted crypto. The Plutus Card will let you shop at over 60 million merchants worldwide, both online and in-store. Earn 3% crypto reward.
Link your personal cryptocurrency wallet to your Plutus Card without revealing your private keys. This means you can convert crypto assets to fund your card without having to trust any centralized third party. Their fees are average for EUR cards and quite high for GBP users. For example, you will pay 1.75% to fund your account with crypto. Plutus has formed affiliate partnerships with some favorite brands to offer you double-dip rewards (up to 15% cashback at selected retailers).
The card is not suitable for beginners, since you need to connect your Plutus account with a Metamask wallet in order to use it.
Bitcoin Credit Cards
Bitcoin Rewards Credit Card at BlockFi
Yes, that is right, it is a credit-card, not a debit card. Be the first in line for the BlockFi Bitcoin Rewards Credit Card. With the BlockFi card, you’ll earn 1.5% back in bitcoin on every purchase.
Withdraw BTC to Your Existing Debit Card
You can also withdraw bitcoin and other cryptocurrencies to a debit card you already have. Even more, you can send funds to any card! Convert bitcoin online to dollars or euros and the funds are available to spend with a card that you are most likely already holding in your wallet. Even if this card is not yours. You can send it to a friend, mom, business partner, and no matter what country the person is in. It doesn’t matter in what currency is your card. Funds will be received in your card currency and will be available instantly. This service works in any country in the world!
- Experience instant withdrawals of your USD, EUR, and RUB funds directly to your ordinary VISA or MasterCard at Cex.io. Gain convenient access to your fiat funds right away. Once you link a payment card to your profile, you can deposit and withdraw funds with just a few clicks. This is instant cashout service to withdraw up to $10,000 to your Visa or MasterCard from your wallet. They offer low withdrawal fees, from just $3.80 per transaction, regardless of the amount. No hidden fees. No pre-order. By far the best service of this kind.
- Paxful is a platform that enables you to connect with other users and bitcoin sellers. If you really must, you can sell bitcoin & cash out to popular debit cards here pretty fast.
- Similar service is also offered by LocalBitcoins but with fewer buyers and higher commissions.
- Once you verify your account at Exmo, you can exchange bitcoins and withdraw money to your credit/debit card. They support only a few less popular currencies (like RUB). Expect to lose between 7-10%.
- Please check other methods to sell bitcoins for cash.
Spectrocoin Bitcoin Debit Card
SpectroCoin offers virtual bitcoin debit card, which you can use for any online spending. A virtual card is a secure way to make online payments. As it exists only digitally, the possibility to lose the card or get the card’s credentials stolen is much lower than with physical prepaid cards. Profile verification is required before you can order your card.
The virtual prepaid card is issued instantly. Thus, no waiting for the card to arrive and no shipping fees. You can use it right away! Although the prepaid bitcoin debit card is denominated in EUR, it is available in 197 countries and territories across the world. The monthly service charge is 1 EUR (it is not charged if the card balance is 0).
They will soon issue physical bitcoin debit cards too.
Other Bitcoin Debit Card Providers
- The Nebeus card is built to combine best features of crypto and fiat finance world in once place and make transition from crypto to fiat seamless and effortless. You can top-up the card either in BTC or ETH and have immediate access to it in all locations worldwide where MasterCard is accepted. Top-up is free.
- Some traditional mobile banking players have recently added a support for cryptocurrency. They already have established debit card services, they just added cryptocurrency funding. Revolut is one of them.
- Bitnovo also has a working cryptocurrency debit card. We are currently testing one. It has a bit of downsides and overall user experience is not the best one as it is just a gateway to another debit card provider, but somehow it works. Beside bitcoin, you can now easily top up your card with Litecoin, Zcash, Ripple and Bitcoin Cash.
- Goldmoney also has a prepaid MasterCard (CHF, EUR, GBP, and USD) with a lot of fees. It works like this: you can buy gold with bitcoin and with your gold you can fund your prepaid card. To request a Goldmoney Prepaid Card
you must have a mixture of cash and metal equaling at least $1,000 US.
- Bitpay have unveiled their prepaid bitcoin debit card which is available in USA in over 50 States. This Visa card allows you to deposit bitcoin that is automatically converted to a fixed value of USD and loaded onto the card. Funds are ready to spend in minutes.
Bitwala, a service allowing bill payment with bitcoin in the EU, has just introduced their bitcoin debit card service. There are two kinds of card: virtual for the price of 5 EUR or physical which costs 10 EUR. The fee for card loading is low: 0.5% of the amount, with a 1 EUR minimum. Bitwala user support is far above any other bitcoin card provider we tried, and we tried many.
Advanced Cash offers a prepaid Mastercard shipping worldwide (excluding US and Pakistan). Cards are issued in Gibraltar and both – virtual and physical – cards are available. You can create a virtual card for just $1 or order a plastic MasterCard for as low as $4.99.
You do not have to get your account verified to get a plastic card right away. Order your card after you create your account, but as everywhere, the card will have a cumulative limit of $2,500 that consists of $1,000 total ATM withdrawals and $1,500 worth of purchases. You need to verify your account to enable higher limits.
We do not like user experience of Uquid platform, but their card got quite a lot of positive reviews in the bitcoin community, especially because it has low top-up fees, meaning that you get the most USD/EUR/GBP on your debit card for your precious bitcoins. You can choose between virtual (1$) or plastic (16.99$) debit Visa card and you can spend up to $250 with no identification required.
ANXPRO is bitcoin trading and exchange platform based in Hong Kong. They offer bitcoin debit card named ANX Premium.
This card automatically links to your ANX account so that you can conveniently fund your debit card for everyday use. ANX issues cards to customers who have verified their account (as usual, they want a scan of a government-issued ID and a utility bill for address). It is part of a global payment network with over 25 million merchants. You can make purchases at any of these merchants or withdraw cash on their ATM network worldwide (the ANX Premium card is a rechargeable MasterCard debit card). What we like is that with your ANX account you can check your card balance and account information on the web or through your mobile phone.
Shift Bitcoin Debit Card
Shift has launched a cryptocurrency debit card that behaves just like a regular Visa debit card and is connected to user’s Coinbase account.
It is the first US-issued bitcoin debit card that currently allows Coinbase users in 32 states in the U.S. to spend bitcoin online and offline at over 38 million merchants worldwide. Coinbase currently does not charge any transaction fees. It is not available in Europe and Asia. Thanks to Shift Payments, it’s now possible to use bitcoin to buy groceries, gas and much more. With the Shift Card, you can now spend bitcoin anywhere in the world that Visa is accepted.
Anonymous bitcoin debit card?
You may use your card anonymously till you reach a certain limit. At most providers, you can obtain a card without verification and use it for a maximum of US$250. Once you reach that limit, you must verify your identity. Use a scan of your ID or passport and proof of address or order a new card. Previously, this limit was 2500, but since 4th Money Laundering Directive for Prepaid Cards, all European credit-card providers must respect this limit.
8 thoughts on “Bitcoin Debit Card Providers”
I will suggest to take down bitgold you can withdraw to their prepaid card if you fund your account with bitcoins
so it is not a bitcoin prepaid card
Hey there, good list.
Slight clarification about E-Coin card (am using it). The virtual card is definitely available for US citizens. The plastic card can’t be delivered here.
Hi, I was using e-coin card but the problem is that you have to refund the card manually, and I wanted to use it as a suscription payment method, which one of these options converts bitcoins to usd without user intervention??
Been using the WageCan card for a few months now. Card works flawlessly. High limits and very good support system. Highly recommended.
I got experiences with all top 5 bitcoin debit card and i do recommend UQUID card if you are looking for best rate of bitcoin deposit and multi card on same account. they also have option for many other altcoins which help you direct deposit into their system and do not need exchange to bitcoin.
Rather outdated list…. Mastercard on advcash doesn’t work anymore – all mastercards will stop working on Feb 27… Wavecrest holding as card issuer stopped their service…
Been using cryptopay and wirex for quite a while now. However i was stuck once while transferring the funds on to my card.
Search through the internet for their customer care and came across +18775603707, which guided me throughout the process.
A strong support time….highly recommended.
Uquid, spectrocoin, advcash, bitwala and probably a couple of others are currently not working. July 2018