Buy Bitcoins With Bank Account

Online services that allow you to securely buy bitcoin currency by connecting your bank account and to buy bitcoin with direct bank transfer instantly.

Coinbaserecommended option

Coinbase allows users to purchase bitcoins by directly transferring money from a bank account. Currently 33 countries are supported, including US, Canada, European Union countries, Australia and Singapore. Verified users are allowed to create instant-purchases, which credits the bitcoin to their account before the bank transfer clears. Linking a bank account can be done using instant account verification (by providing your bank account credentials) or through a initial deposit method which takes 1-2 business days after you send the funds to complete. They also have a credit card service which gives you bitcoins instantly to your account! If you buy more than $100 worth of bitcoin through this link, you’ll get $10 of free bitcoin.


First thing you need to do is transfer some money into your Bitstamp account. In order to do this, you must create an account with Bitstamp, go to deposit section and select preferred method of transferring funds. Make a bank deposit via SEPA, wire transfer or some other method. You will be given a unique 11 digit reference code and their account information where your funds must go. Once they receive your bank deposit they will credit your account and then you can start purchasing bitcoins right away. The whole procedure usually takes 3 – 5 business days.


If you own an US based bank account (like Bank of America, Chase, Wells Fargo etc.) Celery is a good option. This is another bitcoin broker that serves the U.S. and Canada. The website has great usability and all the verification and buying process is done very nicely. You can buy bitcoin with a connected bank account via ACH transfer. It takes 5 business days for banks to clear transactions. You can add your US based bank account even if you are not a US resident. They charge a fee of 2.5% if the order amount is greater than or equal to $500 and 5% if the order is less than $500. In addition, there is a $2 minimum fee for small orders.

Once trading and mining platform now offers an option to buy bitcoin currency via bank account (they also accept debit and credit cards). Please note that several steps are needed for account verification before you can actually buy bitcoins, so this is not an easy and quick process – but if you are planning to buy currency more often, the hassle is worth it.


Uphold is a full financial platform for moving, converting, transacting and holding any form of money or commodity. If you’re based in Europe, China or the United States, and want to purchase some bitcoin, you can add funds to your Uphold account. For US bank accounts ACH bank transfers are available. Besides bitcoin, you can also buy gold and other digital currencies here. Before you begin with your bank deposit, please make sure you are a verified member (in most cases, verification is complete within minutes). Uphold does not charge any fees when funded from your bank account. However, you will pay a conversion fee – from your deposited currency to bitcoin – 0.75%.

Other providers

There are other providers that somehow did not make to the list above, please check them if you think they can be useful to you: Uphold,, CoinCorner, Indacoin and AlfaCashier.


  • If you own US bank account with online banking access (Bank of America, Wells Fargo, Citigroup, Chase etc.), you may want to buy bitcoins with direct ACH transfer. Beside Celery that we mentioned above, there are also other providers. Buying bitcoin with ACH transfer comes with the lowest possible fees when buying bitcoins.
  • Please check also other options to buy bitcoins.

From the news

  • Falcon Private Bank has become the first Swiss bank to offer customers cryptocurrency asset management services, in cooperation with Bitcoin Suisse AG, an asset manager and financial service provider specializing in crypto-assets. Bank customers will be able to buy and sell bitcoin through the bank’s e-banking platform [2017-08-04].

11 thoughts on “Buy Bitcoins With Bank Account”

  1. I’ve used CoinCorner many times before. They used to be bank transfer only which was fine, but now they accept credit and debit cards which is so much better! It’s personal opinion, of course, but I find bank transfers take too long!

  2. I tried Coinbase but I got stuck on the identification step – they use the webcam on your machine and mine will not focus on the shiny surface of passport or drivers license. They also reflect the light from the laptop screen which the webcam cannot handle. It sounds like a good replacement for scanning, but I guess not.

    Guess I will try something else.

  3. Any remote chance of buying BitCoin without any form of ID? On vacation and had wallet stolen within an hour of landing…I know my SSN

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