Buy Bitcoins With Credit Card

Several services will now allow you to buy bitcoins with your credit card. But it comes with a price and some hassle – mostly connected with verification process.

Buy bitcoins with credit/debit card at Coinbaserecommended option

Coinbase is one of the best bitcoin wallets at the moment and it allows users to purchase bitcoin by directly transferring money from a bank account – this is a standard option. The exchange also supports secure credit and debit cards to purchase bitcoins instantly.

At this time Visa, Mastercard and Maestro cards with 3D Secure authentication support may be added to a Coinbase account. Currently 33 countries are supported, including US, Canada, Australia, European Union countries and Singapore. If you buy more than $100 worth of bitcoin through this link, you’ll get $10 of free bitcoin.

Buy bitcoins with credit card at Bitstamp

Bitstamp users located in EU (28 countries supported) can buy bitcoin using their credit and debit cards. They support buying bitcoin with both Visa and Mastercard, also credit and debit cards can be used. After verifying your credit card you can instantly buy up to $1000 worth of bitcoins per day. Bitstamp is highly respected and reliable exchange and trading platform with low transaction fees. However, credit and debit cards deposit fee is a whooping 8% of the purchased amount. It has recently obtained a Payment Institution License in Luxembourg, making it a licensed currency exchange.

Buy bitcoins with credit card at Circle

If you own an U.S. or European bank issued debit/credit card Circle is great. They have nice and quick verification process. You have to verify your email, upload id and take a self camera shot either by smartphone app or via your computer’s camera. After verification you can easily link your card to your account. The best way to add money into your Circle account is a debit card as transactions are claimed to be free and instant (in reality, you pay about 1% in fees as the exchange rate is usually 1% higher than at other bitcoin exchanges). For debit cards from outside the US, the issuing bank may charge additional foreign exchange fees. Also, some users have managed to purchase bitcoins through them using an international credit card and even though they do not reside in the US/Europe.

Buy bitcoins with credit card via Cubits

Cubits is all-inclusive platform to buy, sell and accept bitcoin, focused mainly to European users, but also users from other countries can buy bitcoins (Brazil, Japan, Korea, Mexico, New Zealand, Singapore and South Africa). After thorough verification you can buy and sell bitcoin instantly. It is quite a lot of work to verify your account as they are strict with their policies, but once you are done, it is worth it. The whole process will cost you about 6% in fees (comparing to Bitstamp bitcoin price).

How to buy bitcoin with credit card without verification?

  • If you need small amount of bitcoins head to Indacoin. They do not require any verification documents or registration to make a purchase. Clients just need to fill in the information on the order page: email, mobile phone, card details and bitcoin wallet address (if you don’t have one, you can get it on the website). Expect a quick call on your first purchase. The amount of bitcoins that you can buy will increase with each successful purchase. According to our knowledge, they are the only company in the world that lets you buy bitcoins with Visa or Mastercard instantly and without registration or ID.
  • But since your normal credit or debit card is already tied to your identity, we have another idea. Buy a prepaid debit card at your local store and find a trade partner on LocalBitcoins marketplace to buy bitcoins (but it is up to the specific seller to decide if they want some ID or other verification details). You can browse through listings until you find someone willing to make a trade without the need for personal details.

Buy bitcoins with credit card at Coinmama

CoinMama has a great service. Probably this is the fastest way to get your bitcoins with credit card. Verification is fast and they have good user support too (if you are already a verified customer your orders will be processed immediately). You can purchase up to $1000 worth of bitcoin daily or $5000 monthly.

The only problem is, that it really comes with the price. First, the exchange rate for bitcoins is way above the daily rate on major trading platforms (about 10%), plus they will charge you an additional 10$ flat fee, which is taken from their credit card processing provider. You will get a 5% discount if you use the link above.

Buy bitcoins with credit card via

Once trading and mining platform has now a service to buy bitcoin currency via credit and debit cards – they accept Visa and Mastercard currently. Please note that several steps are needed for account verification before you can actually buy bitcoins, so this is not an easy and quick process – but if you are planning to buy currency more often, the hassle is worth it. Once bought, coins are immediately credited to your account! Fees for credit card deposits in USD and EUR have been lowered to 3.5% + 0.2 USD/EUR recently.

buy bitcoin anonymously

Other providers

There are other providers that somehow did not make to the list above – either they provide buying process in some local currency, they use some workaround through some other provider or there are other reasons why we did not include them.
But they still provide buy bitcoin with credit cards service in some way, so please check them if you think they can be useful to you. Currently on the list:

  • CleverCoin – you can only deposit in EUR
  • CoinCorner – buy bitcoin with EUR or GBP, no US$ option
  • Cryptonit – verified users only, 4.9% fee
  • Uphold – exchange between different currencies (bitcoin included, 2.75% fee)
  • BitPanda – they claim to have the cheapest price for credit card buying in Europe.


  • If you’re looking to buy bitcoin with credit card for trading purposes only then check out Plus500 bitcoin CFD trading platform.
  • Please check also other options to buy bitcoins and our exchanges list.
  • Since PayPal is loaded through credit and debit cards, you can use any of PayPal to bitcoin listed services to buy bitcoins with credit/debit card. The same applies for Skrill.
  • Indirectly, you can purchase mining facilities with credit card and in time you will receive bitcoins (probably with some extra profit too).

30 thoughts on “Buy Bitcoins With Credit Card”

  1. Yeah, I want to buy bitcoin TOO, and have been TRYING for over 3 F***ING MONTHS, and all that happens is I get RIPPED OFF!

    1. Scott, what happened? Please share your story with us. We daily buy bitcoins using services above and it all works well.

    2. This is far from perfect, but it has got me BTC from my Visa. I bought hashlets (cloud mining) from, which are activated and used through zenminer. After the wait for delivery, and waiting to sell the hashlets on the internal hash market (rules state selling outside is banned, and once they are activated by code, they stay in the ZenPortal), and paying the fee to sell the hashlets, I came away with some BTC. Will you make BTC while waiting to sell the hashlets? Yes. Will you get gouged and pay out the ass for maintenance fees? Also yes. If you want to give this a go I would start small and pay attention to the difference from what you pay and what you get for selling a hashlet. Currently, the multi hashlet or genesis hashlet would bleed you the least. I wouldn’t reccomend holding the miners as the fees are flippin’ rediculous (I’ve seen 80% or higher fees). Like I said, not perfect by any strech, but I trust they won’t rip me off on hashlets, other than the mining fees, which doesn’t matter much just as a hit it and quit it; Buying the hashlets the moment I get them. I have bought and sold hashlets and had real hardware miners shipped to me by Gawminers, they are a real company. You can also try sell BTC and hashlets (against the rules) on eBay for an inflated price, if that floats your boat.

    3. How its really easy if you buy online just go to Coinbase if you want to buy in person go to

  2. I try already for 4 months. all what i get is some ID and all that stuff with cards ( transfering ) WHERE CAN I BUY BITCOINS, LIKE I BUY ITEMS IN EBAY OR OTHER SHOPS WITHOUT ALL THAT STUFF ??

  3. they want my phone number and my checking account just to buy sum virtual currency, what a joke, Im not using one website listed here because they all suck, and coinmomma overcharging way to much. would never buy from that. Coinbase to know wants to know everything. there is to no about me just to buy sum crypto currency, i see whythe market is falling now.

  4. They actually wants my dna, urine samples, and I dont know what else just fot buying few $ worth btcs. Well, “sellers” of btcs,. vengeance is on the way. I promise you that I will make your damn no-life far more miserable that you can imagine.

    1. I have been using Coinbase for over 1 year. I also was skeptical in the beginning, but Coinbase has been perfectly reliable and secure the entire time. All the verification is for YOUR security and theirs!

  5. @ btc wizard. I feel like rolling on the floor laughing at your comment….hahahaahahahahaha. What a funny guy you are LOL!!!

  6. I have to agree with some of these people, even if not in such a… Colorful… Way. I have been trying to buy coins for several days with nothing but tape. Verifications and tons and tons of forms. I’m sure I’ll figure it out, but it’s clear that this market is still in its infancy.

  7. The reason these sites make you register n prove I’d isnt for fraud its because bitcoin isn’t owned by any government, and is tax free so they want to try monitor what your doing with the bitcoins, dumb really cos my coins go straight to an anonymous wallet lol

    1. Exactly, the Bitcoin vendors have to comply to the rules of money transmitters and respond about money laundry and tax evasion. That is why the ask for all the info about the buyers

  8. I am from India, and want to buy Bitcoins with my Visa Debit card, I searched a lot, but no success,,,,
    I have used Entropay VCC with Virwox and get some btc,but tooooo costly…
    Any otherway…

    Any help plz…

  9. Agree with the other posters. It’s waaaaay too expensive to buy bitcoin, it’s supposed to be currency, not an investment! Only the idiots that are used to extortionate services like Western Union would consider 6 or more % as an OK cost to buy!! Plus most of these options are only available in US.

  10. Thanks for great article! I like the idea of how 247exchange works and going to try it out. Can you please clarify about this 3 days delay? I assume it’s the time they will need to verify my identity? So the delay will be BEFORE they will charge my card and when I will become verified all orders will be paid instantly?

    1. Hello! Yes, correct. After you will become verified, all your orders will be completed instantly. By the way, verification process (before the first order) is much faster now, we optimized it. Currently our compliance department works 24 hours a day, so usually verification takes much less than 3 days. If documents are ok and all required info is provided, it takes only few hours.

  11. hello, i am trying to buy bitcoins and im having some trouble, i tried, ebay, localbitcoin, virwox, and many more and nothing seems to working if you can help me out that would be great thanks :)

  12. are legit :)

    Have been buying alot of coins there :)

    Just keep in mind to buy from those who has good feedback :)

  13. hi I have a gift visa card with 22.5 dollars in it . need bitcoin for it and I have no plastic card it’s in my gmail inbox :) any one willing to sell some bitcoin for 22.5 bucks? tnx

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